Financing · no credit needed options

Take it home today, pay at your pace

That chain doesn't have to wait for payday. We work with four financing partners — apply online in minutes, many approvals with no credit needed, and plans up to 24 months.

Financing partner signs in the window of Los Joyeritos — American First Finance and Snap Finance, 12 to 24 month plans
How it works

Three steps, one happy neck

  • 1 · Apply online with any partner below, or in the shop with us — it takes minutes
  • 2 · Get your decision fast — many approvals with no credit needed
  • 3 · Pick your piece and take it home the same day

Not sure which partner fits you? Come in — we'll walk you through the options in Spanish or English and find the plan that works.

American First Finance

Lease-to-own and installment options with flexible payments — a window favorite at our shop.

Apply with AFF

Acima Leasing

Lease-to-own purchasing power with no credit needed — get approved and shop today.

Apply with Acima

Snap! Finance

Fast online application and decisions in seconds — plans from 12 to 24 months.

Apply with Snap!

Synchrony

Promotional financing through the Synchrony network — ask us about jewelry offers in store.

Learn about Synchrony

Financing subject to approval by each partner. Terms, availability and fees are set by the financing partner — ask in store for current offers and details.

Financing

Get help with financing

Tell us which partner you want to use, or that you are not sure yet, and we walk you through the application in the shop. No credit check happens on this form.

This page's form

A quick form for this page is coming online. Meanwhile, the online store is open 24/7.

Ready when you are

Mon–Sat 10 AM–7 PM · 7045 N Armenia Ave, Tampa · Se habla español

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